Take a step back and really know that you want to be a homeowner. If those reasons outweigh your worries about the market, then you are on the right track. When we bought our home 36 years ago, interest rates were 12- 1/4% but we bought to build a family environment that helped ease the stress of a blended family with our kids. Our home is part of the family and has provided a safe refuge to rest, energize and get back out in the world for our kids (we have four) — even though they are now on their own.

Life At Home

If you have a five-year plan to stay, try to buy something that you can keep, pay off and possibly rent out for future retirement income — my biggest regret is that we did not keep the first home we sold when we bought this one.

Make a Plan

If you decide it is time to buy your home, it is likely that you will walk into a house, look around and say “This is Home” . . . . Your journey has begun.

Your Journey

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