Share What You Do

Is it okay to feel special because you know how to do certain things that others don’t? Is it right to hold that knowledge close so that no one can replace you? I was thinking about passwords the other day and realized that no one knows how to get to the treasure map of complicated paths that lead to the world I have created on my computer and IPad.

Then I read this article from the New York Times “Get Your Digital Accounts Ready in Case of Death” and I thought about sharing! (I use Last Pass as my password manager and I need to get going on the family plan!)

There are many layers to how I keep my financial records and the skill with which I handle bill paying. It is truly all in my head and I can wake up any day of the month and know what needs to be paid and when a deposit is coming. It is a fun game and it keeps me on top of things that I really want to control (my family gets me). I set up automatic payments with the skill of a surgeon. I can print a financial statement with the fastest fingers in town. I can handle the books of a small company and within a month get a glimpse of its past, present and future. This is from a girl who was failing in math in high school!

I’m not sure I want to share what I do with others. I have written down a simple “how to” guide on basic information but I shudder to think that someone might actually have to take this over for me. It would seem that my life was unfinished. I want to end this strategy with everything at a zero balance — no debits and no credits. Everything balanced and spent. Is that a life well lived?

Those who hire me to organize their worlds say that they want me to teach them what I do but when we actually sit down to start ~~ their minds wander to other things and eventually they leave a tutorial session feeling comfortable that I am doing it for them. I am happy to explain and leave them “how to guides.” They are showered with notebooks that hold profit and loss reports and projections but I think that they just feel comforted knowing the notebooks are there. I believe, though, that anyone will learn what they need to when faced with the challenge.

Is this a good thing? I think the answer is that everyone has a talent and gravitates toward creating what they do best. Our lives are valuable and each day should be geared toward what you set out to accomplish. I am a terrible cook and actually do not enjoy doing any of it. I would rather be setting up files or cleaning. Luckily, my husband is terrific at it and has become the best bargain shopper since he took over. I never price checked or cared what I brought home. I would rather go out to eat which of course is a terrible way to budget. He makes our meals stretch and they are such a treat for me at the end of the day.

Then the question pops in my mind — do we trade for a few months so that the other knows what to do if necessary at some point. I think I will just update my “how to notebook” more regularly and he has kept his recipes in a family cookbook!

There should be a checklist for everyone contemplating living with someone. Oh I just found another favorite word — checklist. A checklist of chores/duties/careers/goals all the things that come with a life. Brainstorm who takes care of what — Re-visit it every year to make sure no one wants to switch. I am on it —

Next week I will get into family photos and what to do now that home movies and scrapbooks are a thing of the past. I have two amazing friends who organize photos as their business and can help set up a system and make it fun while doing it– check them out “Memory Momentum.” This is a project I don’t want to take on either. Sadly, memories and family pictures are on phones that may not last a lifetime. The sheer volume of everyone having over 1,000 pictures at one time lessens the value they hold for us. BUT how sad if I could never find this picture —

My sweet kids

Why Organize and Where To Start . . . .

I love watching the CBS This Morning Segments “Note to Self.” Lately, I have been longing for my younger self to give her some tips on organizing her priorities.

There are goals that I could have reached sooner had I realized how simple it would have been to make some commitments early —

  • Pick the first home to be a starter to help build a real estate portfolio of rental properties — I so wish I had kept my first home that was bought for $75,000 in 1979.
  • Don’t be fooled by lower interest rates and refinancing too often, you lose ground every time you re-up any loan for the same term.
  • Don’t start the habit of accumulating things — get out and have adventures instead. It’s really only the big occasions in life that you remember what you wore — BUT — you always remember a trip and who you were with.
  • Keep active forever — feeling good is essential to getting up every day and looking forward to new life experiences.
  • Never stop learning — be curious and stay current on all new technology.

I never asked myself where I want to be in 20/30/40 years. It was not even a flicker of a thought. I never worried about retirement and what that would look like. I thought every book that professed a new idea for success was mandatory reading for me. Buying a family home was huge in my life plan but I never realized how the percentage that it took of the family income would keep adventures out of the realm of possibility. I stopped riding bikes and running on a regular basis — why?

Don’t feel bad for me. My life is good:

  • I have learned to not accumulate clothes or books — there are many of both that I have donated over the last 10 years. Especially those instant business success books that didn’t translate into my success.
  • The closets and cupboards are not hiding unknown surprises. I don’t buy the stuff that used to fill them up — never to be seen again.
  • I graduated from college with my Bachelor Degree later in life. It was a regret I could not ignore — it was worth everything to have that piece of paper.
  • I go over my financial picture every week with the help of Quicken.
  • I love to work and have created a career that incorporates all that I do well and look forward to in my day — I have had many jobs and took the pieces of each that I loved and created When House Is Home.
  • I created this website and am learning how to live in a paperless world (at work and at home). I must admit though, Minecraft still escapes me.

What would you tell your younger self? Do you regret the choices you didn’t make? Is there still time to reach your goals? I say YES!

It’s Never Too Late To Be What You Might Have Been

P.S. I still need to work on bike riding and running — I will update you on my progress. . . . .

Before Anything ~~ There’s Organizing

Has this ever happened to you?

  • Walk around the house and wonder where all the “stuff” came from
  • Find that you’ve put everything under beds and shoved in closets and drawers
  • Feel anxious when you walk in the house
  • Never feel done with chores
  • Procrastinate paying bills and reconciling accounts

How to start. . . .

  • Pick a small task, start a timer and finish it within an hour
  • Pick one day a week devoted to organizing — no more than 2 hours and write it on your calendar
  • Put on your favorite podcast, music or tv show to keep you interested in finishing
  • Hire someone to help you start

I want this for you. I want to make it fun and something you look forward to. I want you to have more time for the things you want to do and not feel weighed down by clutter.

Tips to start . . . .

  1. Watch the Marie Kondo Series On Netflix ;
  2. Follow Clea and Joanna on their instagram organzing journey The Home Edit — they have built an amazing business and their pictures are inspiring ;
  3. Go to The Container Store and just browse all the possibilities for your home (it’s better to walk the aisles first, then you can shop online ;
  4. Make a list of all of your bank accounts, credit cards and loans to start painting a picture of your finances — You can start with Mint Money Manager it’s free ;
  5. Start following Houzz on Facebook for ideas and pictures of your dream home ;
  6. Walk your neighborhood to see what you drive past every day!